Boomers: So, You Haven’t Saved Enough…

You are not alone.  Baby Boomers are a generation that has generally saved less than needed as they approach retirement. On average, a boomer (born 1946-1964) is approximately $500,000 short of the savings that they will require. The … [Read more...]

Why Create a Dynasty Trust and How to Maximize Your Contributions

Most people with substantial assets seek to protect them and manage their growth. A dynasty trust is a wealth management vehicle that will allow following generations to benefit from your forethought. Dynasty trust assets are distributed to … [Read more...]

How to Respond to a Market Correction  

Everyone wants their nest egg to steadily grow, providing a financial cushion for the future. There are times that growth is more of a dance with a few steps forward, followed by a step back. Market correction is inevitable and though it … [Read more...]

Do You Have a Personalized Investment Policy Statement?

Savvy Investors Use an Investment Policy Statement If your goal is financial independence, an Investment Policy Statement (IPS) is key in achieving it.  Individuals looking towards retiring want to ensure that they and their family are … [Read more...]

Market Commentary – June 2015

Uncertainty and volatility gripped the global financial markets, putting the brakes on stock market performance and driving down bond market returns. Most notable, Greece’s long-standing debt crisis finally reached a tipping point. Late in … [Read more...]

Can You Afford to Retire?

Many individuals preparing for retirement are not aware of the financial cash flow necessary to maintain themselves during their Golden years. Even using current retirement tools, determining adequate cash flow needs to maintain a current … [Read more...]

Market Commentary – March 2015

Global divergence remained the predominant theme in the world’s financial markets during the first quarter of 2015. Specifically, while the U.S. economy continued to demonstrate modest gains, other leading economies struggled with slow or … [Read more...]

Market Commentary – December 2014

The theme of “global divergence” became more prominent during the fourth quarter as the U.S. continued to set itself apart from the rest of the world. While the U.S. economy gained ground, prompting the Federal Reserve to conclude its … [Read more...]

Market Commentary – September 2014

The second quarter’s financial market optimism gave way to a more subdued tone in the third quarter.  Investors digested the effects of uneven global growth – the U.S. moved toward modest, sustainable growth, while Europe flirted with … [Read more...]

Market Commentary – June 2014

After eking out small gains in the first quarter of2014, U.S. equities continued to climb higher during the second quarter, generating healthy returns for the first half of the year. The S&P 500 returned 4.7% for the quarter, once again … [Read more...]